Finance Law Services

Usha Vats & Associates

At Usha Vats & Associates, we provide comprehensive legal solutions in Banking & Finance Law, ensuring compliance, risk protection, structured transactions, and efficient dispute resolution for individuals, businesses, NBFCs, startups, and financial institutions. Our team delivers practical, result-oriented advice across the entire regulatory and financial spectrum.

Our Core Finance Law Services

1. Banking Law Advisory

• Drafting & reviewing loan agreements

• Term loans, working capital loans, overdraft facilities

• Guidance on banking regulations, RBI norms & compliance

• Legal vetting of securities & collateral

• Banking fraud advisory & complaint filing

2. Loan Recovery & Debt Enforcement

• Filing recovery suits under CPC

• Summary suits under Order 37

• Insolvency actions under IBC

• Legal notices to borrowers & guarantors

• Enforcement of security through SARFAESI

• Cheque bounce (Section 138 NI Act) prosecution

3. Corporate Finance & Structuring

• Corporate borrowing & lending arrangements

• Advising on debt restructuring & refinancing

• Financial restructuring for stressed companies

• Shareholder agreements, investment contracts & equity financing

• Compliance with FEMA, RBI & SEBI guidelines

4. NBFC & Financial Institutions Support

• NBFC registration, licensing & compliance

• RBI reporting & regulatory filings

• Drafting internal policies (KYC, AML, fair lending)

• Audit support & legal due-diligence

• Assistance in regulatory inspections & notices

5. Investment & Capital Markets Compliance

• Legal vetting of investment agreements

• AIF, PMS, mutual fund compliance

• Private equity & venture capital transactions

• Securities law advisory (SEBI regulations)

• Insider trading, fraud, governance & disclosure compliance

6. Insurance Law Assistance

• Claim filing & dispute resolution

• Insurance fraud matters

• Policy interpretation & coverage disputes

• Litigation before Ombudsman, Consumer Court, Civil Courts

7. Financial Fraud & Economic Offences

• Advising in bank fraud, misappropriation & money-laundering cases

• Representation in EOW, SFIO, ED matters

• Compliance with PMLA regulations

• Corporate fraud investigation support

8. Taxation-Linked Financial Matters

• Advisory on GST, TDS, Income Tax

• Representation before tax authorities

• Tax planning for investments, corporate transactions & settlements

9. Documentation & Contract Drafting

• Loan agreements & mortgage deeds

• Pledge, hypothecation & security documents

• Guarantee deeds, indemnity bonds, escrow agreements

• Investment agreements & financial MOUs

Why Choose Usha Vats & Associates for Finance Law?

Expertise in complex financial regulations
Strong litigation & dispute-resolution experience
Transparent and strategy-driven advisory
End-to-end support from documentation to litigation
Trusted by corporates, startups, NBFCs & HNIs